Terms of Service

The Company operates under the Banking Law of Mongolia, the Law on Non-Bank Financial Activities, and other applicable legislation.

By accepting these terms, the client gains the right to use the services provided by the Company.

The Company provides consumer loans, business loans, salary loans, collateralized loans, and financial advisory services.

Detailed terms for each service are governed by the respective service agreement.

The client must provide accurate and truthful information.

The client must fulfil obligations under the agreement on time.

The client has the right to ask questions and submit complaints about the services.

The Company must provide accurate and complete information to clients.

The Company shall keep client personal data confidential in accordance with law.

The Company has the right to evaluate and decide on loan applications.

Interest rate, term, and conditions vary by loan product.

Loan terms are fully disclosed to the client before signing.

Method of interest calculation and repayment schedule are specified in the agreement.

Service fees and charges are transparent and published on the Company website.

Late payments are subject to penalty fees as specified in the agreement.

Disputes are first resolved through mutual agreement.

If no agreement is reached, disputes are resolved in court under Mongolian law.

The Company reserves the right to amend these terms.

Changes take effect on the date of publication on the website.